concepts
legal and regulatory issues
As it relates to medical liability insurance, occurrence screening involves the evaluation of the physician seeking liability insurance coverage in the light of his or her risk to the insurer for possible claims-related losses. Some insurers use “experience rating,” charging those doctors with “clean” claims records lower premiums (see entry for Premium); those with poor claims histories (numerous claims against them) are charged higher amounts (if at all covered). [Source: Encyclopedia of Health Care Management; Occurrence Screening]
occurrence screening