@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .

<https://concepts.sagepub.com/social-science/concept/subprime_mortgage_crisis>
  skos:prefLabel "subprime mortgage crisis"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/proposition_13>
  skos:prefLabel "proposition 13"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/tax_incentives>
  skos:prefLabel "tax incentives"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/mortgage_finance>
  skos:narrower <https://concepts.sagepub.com/social-science/concept/mortgage_revenue_bonds>, <https://concepts.sagepub.com/social-science/concept/tax_incentives>, <https://concepts.sagepub.com/social-science/concept/second_mortgage>, <https://concepts.sagepub.com/social-science/concept/subprime_mortgage_crisis>, <https://concepts.sagepub.com/social-science/concept/negative_amortization>, <https://concepts.sagepub.com/social-science/concept/proposition_13>, <https://concepts.sagepub.com/social-science/concept/tax_expenditures>, <https://concepts.sagepub.com/social-science/concept/mortgage_credit_certificates>, <https://concepts.sagepub.com/social-science/concept/adjustable-rate_mortgages>, <https://concepts.sagepub.com/social-science/concept/equity>, <https://concepts.sagepub.com/social-science/concept/mortgage-backed_securities>, <https://concepts.sagepub.com/social-science/concept/mortgage_insurance> ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/housing> ;
  skos:definition "This entry reviews the history of the U.S. mortgage market. It discusses the early development of institutional mortgages, the shift to a risk-limiting market largely sponsored by the federal government, and the eventual rise of first government-sponsored securitization and then later private-label, higher risk securitization. [Source: <a href=\"https://sk.sagepub.com/reference/housing2ed/n164.xml\" target=\"_blank\" data-id=\"to-sk\">The Encyclopedia of Housing; Mortgage Finance</a>]"@en ;
  skos:prefLabel "mortgage finance"@en .

<https://concepts.sagepub.com/social-science/concept/mortgage-backed_securities>
  skos:prefLabel "mortgage-backed securities"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/negative_amortization>
  skos:prefLabel "negative amortization"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/adjustable-rate_mortgages>
  skos:prefLabel "adjustable-rate mortgages"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/housing>
  skos:prefLabel "housing"@en ;
  a skos:Concept ;
  skos:narrower <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/mortgage_revenue_bonds>
  skos:prefLabel "mortgage revenue bonds"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/equity>
  skos:prefLabel "equity"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/conceptgroup/concepts>
  a skos:Collection, isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/second_mortgage>
  skos:prefLabel "second mortgage"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/mortgage_insurance>
  skos:prefLabel "mortgage insurance"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/tax_expenditures>
  skos:prefLabel "tax expenditures"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .

<https://concepts.sagepub.com/social-science/concept/mortgage_credit_certificates>
  skos:prefLabel "mortgage credit certificates"@en ;
  a skos:Concept ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/mortgage_finance> .