@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .

<https://concepts.sagepub.com/social-science/concept/finance>
  skos:prefLabel "finance"@en ;
  a skos:Concept ;
  skos:narrower <https://concepts.sagepub.com/social-science/concept/risk_selection> .

<https://concepts.sagepub.com/social-science/concept/health_policy>
  skos:prefLabel "health policy"@en ;
  a skos:Concept ;
  skos:narrower <https://concepts.sagepub.com/social-science/concept/risk_selection> .

<https://concepts.sagepub.com/social-science/concept/risk_selection>
  skos:definition "Risk selection occurs when health plans differ systematically in the expected costs or utilization of their enrollees. Economists use the term somewhat differently from the way actuaries use it. [Source: <a href=\"https://sk.sagepub.com/reference/healthcaremanagement/n703.xml\" target=\"_blank\" data-id=\"to-sk\">Encyclopedia of Health Care Management; Risk Selection</a>]"@en ;
  skos:broader <https://concepts.sagepub.com/social-science/concept/health_policy>, <https://concepts.sagepub.com/social-science/concept/finance> ;
  skos:prefLabel "risk selection"@en ;
  a skos:Concept .

<https://concepts.sagepub.com/social-science/concept/conceptgroup/concepts>
  a skos:Collection, isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member <https://concepts.sagepub.com/social-science/concept/risk_selection> .