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Preferred term

insurance policy churning  

Definition

  • Life insurance policies are usually purchased from companies with the trust and guidance of an insurance agent. Insurance policy churning refers to the unethical practice of an agent who misrepresents him- or herself in an effort to convince the insured, the person who owns the policy, to needlessly purchase a replacement insurance policy. [Source: Encyclopedia of White-Collar and Corporate Crime; Insurance Policy Churning]

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URI

https://concepts.sagepub.com/social-science/concept/insurance_policy_churning

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